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Update: 26/04/2026

12 Optional

Kasente
Loan amount From UGX 30,000 – UGX 1,000,000
Loan term From 91 – 365 days
Interest rate Up to 30% APR per year
Service fees Transparent fees shown before loan confirmation
Eligibility Age 22–55, valid ID, stable income
Repayment support Flexible payment options: daily, weekly, or monthly
5
2022
0
Sunlit Loan
Loan Amount From UGX 10,000 to UGX 1,000,000.
Loan Term Over 90 days, up to 360 days
Interest Rate Annual APR from 14% to 32%.
Service Fees No collateral required
Eligibility Ugandan citizens aged 18–60
Repayment Support Loans and repayments are made via e-wallet
5
2041
0
Pratico Speed
Loan amount UGX 30,000 – UGX 2,000,000
Loan term From 80 days to 180 days
Interest rate Daily interest rate from 0.1% to 0.6%
Service fee No additional service fees other than interest
Eligibility Applicants aged 18–60 with valid identification
Repayment support One-time repayment at maturity
5
2037
0
Amibillion
Loan amount UGX 50,000 – UGX 800,000
Loan Tenure From 61 days to 180 days
Loan Interest Rate Daily interest rate starting from 0.1238%
Loan Service Fees No prepayment fees
Eligibility Requirements Applicants must be at least 20 years old
Repayment Support MTN Mobile Money, Airtel Money,...
5
2058
0
Cashpal Pro
Loan amount From ₵100 to ₵3,000
Loan Term From 91 days to 180 days
Interest Rate From 0.04% to 0.09%
Service fee 3% of the loan amount
Eligibility requirements Ghana residents aged 18–60
Payment support Supports bank transfers and e-wallets
5
2050
1
Taploan Up
Loan amount From GHC 100 – GHC 5,000
Loan term From 61 to 365 days
Interest rate 0.05% – 0.09% per day, up to 32.85% APR.
Service fee No hidden fees
Eligibility Ghana residents aged 18–55
Repayment Support Payment by bank transfer
5
2039
0
Sikapa Loan
Loan Amount From GHS 10,000 – GHS 20,000
Loan Term From 91 – 360 days
Interest Rate Up to 24% APR (approx. 0.065% per day)
Service Fees No hidden fees, fully transparent
Eligibility Ghanaian citizens aged 18+, valid Ghana Card
Repayment Support Repay via e-wallet or bank transfer
5
2063
0
Zigwe Loans
Loan Amount From 600 GHS to 5,000 GHS
Loan Term From 120 days to 360 days
Interest Rate Annual interest rate from 13% to 30%
Loan Service Fees Fees are calculated transparently with no hidden charges
Eligibility Requirements Legal resident of Ghana; aged 20–65
Repayment Support Flexible repayment options via bank transfer
5
2067
0
Quick Cedi
Loan Amount From 200 to 8,000 GHS
Loan Term 91 – 360 days (3 – 12 months)
Interest Rate 13% – 32% per year (APR)
Service Fees No hidden fees, 100% free
Eligibility Requirements Ghanaian citizens aged 20 – 60
Repayment Support Flexible and secure repayment
5
2055
0
Loan Base
Loan Amount From 100 GHS - 6,000 GHS
Loan Term From 90 – 365 days
Interest Rate Up to 30% per year
Service Fees No additional fees
Eligibility 20 years old and above, ID
Repayment Support Flexible repayment options
5
2062
0
SmartNaira
Loan amount NGN30,000 - NGN300,000
Loan period 91 to 365 days
Loan interest rate 12% - 30%
Loan service fee 6% to 24%
Registration conditions You just need to be 18 years old
Payment support Bank payment
5
2036
0
LendMax
Loan Amount From ₦1,000 – ₦500,000
Loan Term From 91 days – 180 days
Interest Rate Annual Percentage Rate (APR) from 12% to 33%
Service Fees Service fees may apply depending on the loan profile
Eligibility Requirements Legal resident of Nigeria, 18 years old or above
Repayment Support Payment can be made via bank account or e-wallet
5
2061
0

Top Best Loan Apps

All
5
0
PadiCredit
  • Loan amount
    2.000 ₦ đến 600.000 ₦
  • Loan period
    91 days – 120 days
  • Loan interest rate
    Daily interest rate from 0.05% to 0.08%
  • Loan service fee
    Free
  • Registration conditions
    18 years old
  • Payment support
    Payment via bank transfer
5
0
USCREDIT
  • Loan Amount
    From 1,000 to 50,000 PHP
  • Loan Term
    From 91 – 360 days
  • Interest Rate
    Up to 20% per year
  • Service Fee
    Service fee up to 8%
  • Eligibility
    Over 18 years old, with personal ID
  • Repayment Methods
    Payment via GCash, Maya
5
0
PesaIn
  • Loan Amount
    From 1,000 KES to 150,000 KES
  • Loan Term
    From 61 to 91 days
  • Interest Rate
    APR from 18.5% to 65.5%
  • Service Fee
    Transparent fees, no hidden charges
  • Eligibility
    Kenyan citizens aged 18+, valid ID
  • Repayment Support
    Flexible repayment via M-Pesa
5
0
Onua Loan
  • Loan amount
    10,000 GHS – 20,000 GHS
  • Loan term
    91 days – 360 days
  • Loan interest rate
    0.07% – 24%
  • Loan service fee
    Free
  • Eligibility requirement
    18 years old and above
  • Repayment support
    Bank transfer / Bank account payment