PLink Finance
Loan amoun
₱1,000 - ₱50,000
Loan term
91 to 360 days
Fire Loan interest rate
Up to 25% APR
Loan service fees
Free service
Registration requirements
20 years old
Payment support
Online payment
PLink Finance
Information
Registered Operating Area
Authorized operating area: Philippines
Age Requirement
Minimum age requirement: Over 20 years old
Income Requirement
Proof of stable employment is required
Phone Number Requirement
The application requires customers to provide a registered phone number
Repayment Method
Payment via bank transfer and e-wallets
Document Requirement
Provide a valid personal ID
Initial Loan Amount
Loan amount: ₱1,000 – ₱50,000
Interest Rate for First Loan
Initial loan interest rate below 20%
New Customer Promotion
New customer promotion: Fast loan with zero interest
Loan Interest Rate
Up to 25% APR
Loan Term
Loan term: 91 to 360 days
Approval Time
Fast approval time: approximately 2 hours
Loan Service Fee
Completely free service fee
Payment
Late payment penalty: ₱1,000
PLink Finance is an online personal lending platform operating in the Philippines, enabling users to access funds quickly via their mobile phones. The service is designed to support everyday financial needs such as personal expenses, bill payments, shopping, or handling emergencies in a convenient and transparent manner. With just a few simple steps on the app, users can submit loan applications and easily track their application status without visiting a physical branch.
Key Advantages of PLink Finance
- Flexible loan limits supports loans of up to ₱50,000
- Flexible repayment terms
- Fast registration process fully online via mobile devices
- Convenient disbursement funds received through popular e-wallets or bank accounts
- Data security strict compliance with local personal data protection regulations
Example of a PLink Finance Loan
- A loan of ₱10,000 over 180 days with an interest rate of 25% APR:
- Interest: ₱10,000 × 25% × (180/365) ≈ ₱1,233
- Total amount payable: ₱11,233
- Monthly repayment: Approximately ₱1,872 (over 6 months)
PLink Finance is not only an online loan solution but also a tool that helps you take control of your personal finances. With clear processes, transparent information, and a reliable support system, we aim to deliver a secure, accessible, and modern borrowing experience.
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Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Sabiha Sathi
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.
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