SuperKwacha
Information
SuperKwacha is a leading instant online lending application in Zambia, helping you access cash quickly in just a few minutes. Loans are transferred directly to your mobile wallet, simple, convenient, and completely online.

Super Kwacha App applies modern technology to protect user data and privacy. It does not access your phone contacts or photo library. In addition, you can easily borrow money without providing collateral.
Benefits for you when registering for a loan
- Borrow money anytime, anywhere 24/7, no paperwork, 100% online
- Fast approval, instant disbursement to your bank account or e-wallet
- A good credit history helps increase your loan limit over time
Super Kwacha commits to strictly protecting customer data. The information collected is solely for identity verification and credit profile building purposes, including relevant financial data and approximate location. Download SuperKwacha App today to apply for a quick loan and receive instant cash for all your spending needs.
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Loan Calculator
Number of Loans
Top Best Loan Apps
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Loan AmountFrom ZMW 100 – ZMW 5,000
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Loan TermFrom 91 – 120 days
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Interest RateDaily interest rate 0.03% – 0.076%
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Loan Service FeeService fee up to 1% of the loan amount
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Eligibility RequirementsOver 18 years old, stable income
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Repayment SupportPayment via bank transfer or e-wallet
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Loan AmountFrom 300 ZMW – 5,000 ZMW
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Loan TermFrom 121 days – 365 days
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Interest RateFrom 16.71% - 23.31% per year
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Service FeeService fee 1% of the loan amount
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Eligibility RequirementsResidents of Zambia, Age between 21 and 65
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Payment SupportPay via Nguzu Advanced App
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Loan AmountFrom 5,000 ZMW to 50,000 ZMW
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Loan TermFrom 180 to 360 days
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Interest RateFrom 44.165% to 85%
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Service FeesNo registration fees
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EligibilityNo collateral or guarantor required
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Repayment SupportMonthly installment payments
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Loan AmountFrom 1,500 ZMW to 10,000 ZMW
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Loan Terminimum 100 days – Maximum 330 days
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Interest RateCompetitive rates starting from 12%
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Service FeesNo hidden fees, 100% free
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Eligibility RequirementsZambian citizens or residents aged 20–65
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Repayment SupportPayment via bank transfer and e-wallets
