Tena Pesa

Radi Finance

4.8

2026

Loan amoun

KES 2.000 to KES 90,000

Loan term

91 to 210 days

Fire Loan interest rate

(APR) up to 19%

Loan service fees

Free for first-time borrowers

Registration requirements

You just need to be 18 years old

Payment support

Payment via registered bank account

Apply Now

Updated Date:

Mar 20, 2026

Downloads:

100K+

Version:

1.0.5

Support:

Android 5.0 and up

Release Date:

Jul 12, 2025

Size:

33,1MB

Email:

[email protected]

Hotline:

+254 723856491

Website:

https://www.tenapesa.com/

Working hours:

Monday to Sunday, 9:00 AM – 6:00 PM

Address:

One Africa Place, Waiyaki way, Westlands, Nairobi

Information

Registered Operating Area

Successfully registered and available in Kenya

Age Requirement

Applicants must be at least 18 years old to register for a loan

Income Requirement

Must have a stable job and monthly income

Phone Number Requirement

A valid personal phone number is required for loan registration

Repayment Method

Repayment via a registered bank account

Document Requirement

Only a valid personal ID is required

First Loan Amount

Initial loan ranges from KES 2,000 to KES 90,000

First Loan Interest Rate

First-time loan interest rate: 1% – 19%

New Customer Benefit

Fast loan approval process

Loan Interest Rate

Annual Percentage Rate (APR) up to 19%,

Loan Term

Loan term up to 210 days

Approval Time

Same-day approval

Service Fee

Only 1.25% of the loan amount

Late Payment Fee

Late payment penalty: KES 200 per day

Are you facing unexpected expenses? Need urgent funds to handle important matters or emergency costs? Tena Pesa offers a modern mobile lending solution that helps you access funds quickly using just your phone no complicated paperwork, no long queues, and no hidden fees.

Tena Pesa is designed to simplify the borrowing experience with a user-centric approach. Whether it’s medical expenses, household bills, or short-term personal plans, we are always ready to support you anytime, anywhere.

Screenshot 1624

Key Benefits of Tena Pesa

Fast Loans with a Transparent Process Complete your registration in just a few minutes. Once approved, the loan amount is disbursed directly to your M-PESA account. No collateral required.
Flexible Loan Limits and Repayment Terms loan amounts and repayment periods are assessed based on your personal profile, making them suitable for a wide range of financial needs and repayment capacities.
Maximum Protection of Personal Information Tena Pesa uses advanced encryption technologies and strictly complies with Kenya’s data protection laws to ensure your personal information remains secure at all time.

See more:

Loan Calculator

Based on the loan amount

I want to borrow

Term / Days

%/day

Loan Amount

10 000 000 $

Interest

70 000 $

Total Repayment

10 070 000 $

Annual Interest Rate

18 %

Apply Now

Number of Loans

Author: Sabiha Sathi

Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.