TumaCash
Loan Amount
From 1,000 KES – 90,000 KES
Loan Term
From 91 – 360 days
Interest Rate
APR from 14% to 30%
Service Fees
No hidden fees, 100% free
Eligibility Requirements
Aged 20–60, valid national ID, M-PESA
Repayment Support
Disbursement and repayment via M-PESA
TumaCash
Information
Registration Operating Area
Kenya
Age Eligibility Requirement
From 20–60 years old
Income Requirement
Stable income and ability to repay
Phone Number Requirement
Valid mobile number registered with M-PESA
Payment Method
Loan disbursement and repayment via M-PESA
Document Requirements
Valid Kenyan National ID
First-Time Loan Amount
From 1,000 KES (maximum depends on credit assessment)
First-Time Loan Interest Rate
Preferential interest rate according to platform policy
New Customer Benefits
Preferential interest rates and fast approval
Loan Interest Rate
APR from 14% to 30%, transparent
Loan Term
From 91–360 days
Approval Time
Fast approval, usually within a short time after application
Loan Service Fees
No hidden fees; all fees are disclosed in advance
Late Payment Fees
Late fees may apply according to TumaCash policy
TumaCash is a trusted online lending app that provides timely financial support in just a few simple steps in Kenya. With a fully online loan application process, you can easily access loans anytime, anywhere, fast, convenient, and secure.
Whether it’s an unexpected emergency expense or a planned financial need, Tuma Cash is always ready to support you and help you overcome challenges. Once approved, your loan is disbursed quickly and transferred directly to your M-PESA account.
Why choose the TumaCash App?
- Apply online anytime with no complicated procedures
- Funds are transferred directly to your M-PESA account
- User-friendly app interface with an easy registration process
- Suitable for people with stable income who need urgent cash
Download Tuma Cash on Google Play now to experience fast cash loans. The app helps you stay financially prepared when you need it most. Sign up today!
See more:
Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Wena Rose De Leon
I am Wena Rose De Leon, a content specialist in personal finance and credit. With many years of professional experience and in-depth research into online lending models, I am committed to delivering accurate, easy-to-understand, and highly practical information about online loan platforms. My goal is to be a trusted companion, helping you access fast, transparent, and suitable borrowing solutions so you can make smarter and safer financial decisions.
Your Comment
Top Best Loan Apps
All
0
-
Loan AmountFrom 5,000 Ksh to 500,000 Ksh
-
Loan TermFlexible from 91 days to 180 days
-
Interest RateAPR from 16% to 34%
-
Service FeesTransparent fees with no hidden charges
-
Eligibility RequirementsKenyan citizens aged 18 to 55
-
Repayment SupportEasy repayment via M-Pesa
0
-
Loan amountFrom 1,500 KSH to 50,000 KSH
-
Loan term91 to 365 days, including possible extensions
-
Interest rateUp to 18% per year (about 0.05% per day)
-
Service feeNo upfront fees, no hidden charges
-
EligibilityKenyan residents aged 20+, with a smartphone
-
DisbursementSame-day payout to bank account or M-Pesa
0
-
Loan amountFrom KES 6,000 - KES 50,000
-
Loan termFrom 120 - 180 days
-
Interest rate12% – 36% comprehensive annual rate
-
Service feeOne-time processing fee
-
EligibilityKenyan citizen, age 20–65, stable income
-
Loan disbursementReceive money via M-Pesa account
0
-
Loan amountFrom 5,000 Ksh to 550,000 Ksh
-
Loan termFrom 91 – 180 days
-
Interest rateAPR 15% – 20% (max 0.05% per day)
-
Service feeNo hidden fees; all costs shown upfront
-
EligibilityValid ID and active bank account required
-
DisbursementFunds sent directly to your bank account