Zima Cash

Temeria Microfinance Limited

1994

Loan Amount

From 15,000 to 500,000 TZS

Loan Term

From 91 - 120 days

Interest Rate

APR 36.5% – 50%

Service Fee

Service fee is 100% free.

Eligibility

Tanzanian citizens, valid ID

Repayment

Online or offline repayment

Apply Now

Version:

1.4.2

Support:

Android 6.0 and up

Updated Date:

Jan 19, 2026

Downloads:

1M+

Size:

37MB

Email:

[email protected]

Hotline:

+2550783403652

Website:

https://zmloan.com

Working hours:

9:00 AM – 5:00 PM, Monday to Friday (except holidays)

Address:

Dar Es Salaam, Tanzania

Information

Registration Area

Tanzania

Age Requirement

20–60 years old

Income Requirement

Stable source of income preferred

Phone Number Requirement

Valid Tanzanian mobile number

Repayment Method

Online or offline repayment

Document Requirement

Valid national ID required

First Loan Amount

From 15,000 TZS

First Loan Interest Rate

APR from 36.5%

New User Benefits

Flexible repayment, no service fee

Loan Interest Rate

APR 36.5% – 50%

Loan Limit

Up to 500,000 TZS

Loan Term

91–120 days

Approval Time

Fast approval

Service Fee

No service fee

Late Payment Fee

Up to 2% per day on overdue amount

Zima Cash is a safe and reliable installment loan application in Tanzania. The app helps you quickly access financial resources when needed and receive a loan within the same day.

Fast approval and direct disbursement into your account
User-friendly experience, customer-centric approach

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Zima Cash App supports multiple flexible payment methods, allowing customers to repay loans both online and offline. Borrowers can repay on time or make early repayments at any time without penalty fees, helping manage finances more proactively and conveniently.

When using Zima Cash App, the app may request access to financial SMS and certain necessary data to verify identity and assess creditworthiness. The app is committed to absolute protection of personal information and does not share data without your consent.

Note: Loan approval depends on credit assessment and rating and is not guaranteed 100%. Overdue loans may be charged a fee of 2% per day on the total amount due.

See more:

Loan Calculator

Based on the loan amount

I want to borrow

Term / Days

%/day

Loan Amount

10 000 000 $

Interest

70 000 $

Total Repayment

10 070 000 $

Annual Interest Rate

18 %

Apply Now

Number of Loans

Author: Wena Rose De Leon

I am Wena Rose De Leon, a content specialist in personal finance and credit. With many years of professional experience and in-depth research into online lending models, I am committed to delivering accurate, easy-to-understand, and highly practical information about online loan platforms. My goal is to be a trusted companion, helping you access fast, transparent, and suitable borrowing solutions so you can make smarter and safer financial decisions.