Ghana
Update: 17/01/2026
12 Optional
Loan amoun
GHS 800 to GHS 8,000
Loan term
91 up to 180 days
Fire Loan interest rate
APR 18%-30%
Loan service fees
Approximately GHS 200
Registration requirements
18 years old
Payment support
Convenient online payment
1973
0
Loan amoun
100GHS-6,000GHS
Loan term
91 days to 360 days
Fire Loan interest rate
13%-32%
Loan service fees
Free
Registration requirements
Simply provide the required documents
Payment support
Payment via e-wallet
1980
0
Loan amoun
GHC 1,000 to GHC 10,000
Loan term
91 to 365 days
Fire Loan interest rate
Max APR: 25%
Loan service fees
3%-7% depending on your profile
Registration requirements
Customers who borrow money must be over 18 years old
Payment support
Payment via bank
1978
0
Loan amoun
GHC 300 to GHC 30,000
Loan term
91 days - 180 days
Fire Loan interest rate
0.05% - 1.2% daily based on credit
Loan service fees
3% -8%of principal
Registration requirements
There is a main phone number
Payment support
Bank payment
1979
0
Loan amoun
GHS 800 - GHS 5,000
Loan term
92 days - 300 days
Fire Loan interest rate
APR: 15%-32%
Loan service fees
Free
Registration requirements
People of Ghana
Payment support
Link via bank card
1980
0
Loan amoun
6000 GHS to 50,000 GHS
Loan term
100 to 330 days.
Fire Loan interest rate
Annual Interest Rate: 24%
Loan service fees
Approximately 1.2%-2.8%
Registration requirements
Borrowers must be at least 20 years old
Payment support
Fast online payment
1981
0
Loan amoun
1,000 GHC – 100,000 GHC
Loan term
91 to 720 days (approximately 3 months to 24 months)
Loan interest rate
Maximum Annual Interest Rate: 21%
Loan service fees
Free for the first loan
Registration requirements
Must be 20 years of age or older
Payment support
Electronic wallet payment method
1995
0
Loan amoun
600GHS - 5000GHS
Loan term
120 days to 360 days term
Loan interest rate
Between 13% and 30%
Loan service fees
2,5%
Registration requirements
18 years old
Payment support
Payment via bank transfer
1990
0
Loan amount
From ₵100 to ₵3,000
Loan Term
From 91 days to 180 days
Interest Rate
From 0.04% to 0.09%
Service fee
3% of the loan amount
Eligibility requirements
Ghana residents aged 18–60
Payment support
Supports bank transfers and e-wallets
1991
1
Loan amount
From GHC 100 – GHC 5,000
Loan term
From 61 to 365 days
Interest rate
0.05% – 0.09% per day, up to 32.85% APR.
Service fee
No hidden fees
Eligibility
Ghana residents aged 18–55
Repayment Support
Payment by bank transfer
1991
0
Loan Amount
From GHS 10,000 – GHS 20,000
Loan Term
From 91 – 360 days
Interest Rate
Up to 24% APR (approx. 0.065% per day)
Service Fees
No hidden fees, fully transparent
Eligibility
Ghanaian citizens aged 18+, valid Ghana Card
Repayment Support
Repay via e-wallet or bank transfer
2000
0
Loan Amount
From 600 GHS to 5,000 GHS
Loan Term
From 120 days to 360 days
Interest Rate
Annual interest rate from 13% to 30%
Loan Service Fees
Fees are calculated transparently with no hidden charges
Eligibility Requirements
Legal resident of Ghana; aged 20–65
Repayment Support
Flexible repayment options via bank transfer
2007
0
Top Best Loan Apps
All
0
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Loan amount10,000 GHS – 20,000 GHS
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Loan term91 days – 360 days
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Loan interest rate0.07% – 24%
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Loan service feeFree
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Eligibility requirement18 years old and above
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Repayment supportBank transfer / Bank account payment
0
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Loan AmountFrom 100 GHS - 6,000 GHS
-
Loan TermFrom 90 – 365 days
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Interest RateUp to 30% per year
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Service FeesNo additional fees
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Eligibility20 years old and above, ID
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Repayment SupportFlexible repayment options
0
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Loan AmountFrom 200 to 8,000 GHS
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Loan Term91 – 360 days (3 – 12 months)
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Interest Rate13% – 32% per year (APR)
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Service FeesNo hidden fees, 100% free
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Eligibility RequirementsGhanaian citizens aged 20 – 60
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Repayment SupportFlexible and secure repayment
0
-
Loan AmountFrom 600 GHS to 5,000 GHS
-
Loan TermFrom 120 days to 360 days
-
Interest RateAnnual interest rate from 13% to 30%
-
Loan Service FeesFees are calculated transparently with no hidden charges
-
Eligibility RequirementsLegal resident of Ghana; aged 20–65
-
Repayment SupportFlexible repayment options via bank transfer