Kenya

Update: 29/04/2026

6 Optional

AdvancePoa

AdvancePoa
Loan Amount From 15,000 Ksh to 100,000 Ksh
Loan Term From 180 days to 360 days
Interest Rate APR from 40.15% to 84.75%
Service Fees No hidden fees
Eligibility Kenyan citizens, over 18 years of age.
Repayment Support Diverse loan repayment options
Apply Now
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5
2051
0

Sulu Cash

Sulu Cash
Loan amoun KES 1,000–50,000
Loan term 91 to 180 days
Loan interest rate Fluctuating between 15% and 35% per year.
Loan service fees 3.2% of the loan limit
Registration requirements Must be old enough to register
Payment support M-PESA Wallet and Bank Account
Apply Now
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5
2058
0

TumaCash

TumaCash
Loan Amount From 1,000 KES – 90,000 KES
Loan Term From 91 – 360 days
Interest Rate APR from 14% to 30%
Service Fees No hidden fees, 100% free
Eligibility Requirements Aged 20–60, valid national ID, M-PESA
Repayment Support Disbursement and repayment via M-PESA
Apply Now
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5
2045
0

DG LOAN

DG LOAN
Loan amoun 1.000 KSh – 900.000 KSh
Loan term 91 – 360 days
Loan interest rate From 12% to 36% APR
Loan service fees Free for first-time registration
Registration requirements From 18 years of age and older
Payment support Gcash - M-Pesa
Apply Now
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5
2064
1

Raha Pesa

Raha Pesa
Loan Amount From 5,000 Ksh to 500,000 Ksh
Loan Term Flexible from 91 days to 180 days
Interest Rate APR from 16% to 34%
Service Fees Transparent fees with no hidden charges
Eligibility Requirements Kenyan citizens aged 18 to 55
Repayment Support Easy repayment via M-Pesa
Apply Now
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5
2051
0

PesaIn

PesaIn
Loan Amount From 1,000 KES to 150,000 KES
Loan Term From 61 to 91 days
Interest Rate APR from 18.5% to 65.5%
Service Fee Transparent fees, no hidden charges
Eligibility Kenyan citizens aged 18+, valid ID
Repayment Support Flexible repayment via M-Pesa
Apply Now
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5
2080
0

Top Best Loan Apps

All
Rahapp
Raha Pesa
5
0
Raha Pesa
  • Loan Amount
    From 5,000 Ksh to 500,000 Ksh
  • Loan Term
    Flexible from 91 days to 180 days
  • Interest Rate
    APR from 16% to 34%
  • Service Fees
    Transparent fees with no hidden charges
  • Eligibility Requirements
    Kenyan citizens aged 18 to 55
  • Repayment Support
    Easy repayment via M-Pesa
Learn More
Asapkc1
AsapKash
5
0
AsapKash
  • Loan amount
    From 1,500 KSH to 50,000 KSH
  • Loan term
    91 to 365 days, including possible extensions
  • Interest rate
    Up to 18% per year (about 0.05% per day)
  • Service fee
    No upfront fees, no hidden charges
  • Eligibility
    Kenyan residents aged 20+, with a smartphone
  • Disbursement
    Same-day payout to bank account or M-Pesa
Learn More
Helas01
Helasasa
5
0
Helasasa
  • Loan amount
    From KES 6,000 - KES 50,000
  • Loan term
    From 120 - 180 days
  • Interest rate
    12% – 36% comprehensive annual rate
  • Service fee
    One-time processing fee
  • Eligibility
    Kenyan citizen, age 20–65, stable income
  • Loan disbursement
    Receive money via M-Pesa account
Learn More
Brightxxx
Bright Cash
5
0
Bright Cash
  • Loan amount
    From 5,000 Ksh to 550,000 Ksh
  • Loan term
    From 91 – 180 days
  • Interest rate
    APR 15% – 20% (max 0.05% per day)
  • Service fee
    No hidden fees; all costs shown upfront
  • Eligibility
    Valid ID and active bank account required
  • Disbursement
    Funds sent directly to your bank account
Learn More