Philippines

Update: 01/02/2026

12 Optional

Atome Peso
Loan Amount Up to ₱68,000
Loan Term Flexible from 91 to 365 days
Interest Rate APR ranging from 7.3% to 21.90%
Service Fee Service fees may apply depending on the loan amount
Eligibility 21 years old and above, stable income
Disbursement Fast disbursement to bank account after approval
5
1973
0
Honey Loan
Loan amount PHP 30,000
Loan term Pay back in up to 364 days
Interest rate Maximum 36%
Service fee 0%
Loan requirements Ages 20 and above
Payment support Loan disbursement within 30 minutes
5
1973
0
PesoMate
Loan amount PHP 1,000 - PHP 50,000
Loan term 91 to 360 days
Interest rate Annual Interest Rate: Up to 20% - 30%
Service fee Up to 10%
Loan requirements You just need to be a Filipino citizen
Payment support Disbursement of loan through the bank
5
1976
0
Napaka Tala
Loan amount ₱2,000 – ₱60,000
Loan term 91 – 180 days
Interest rate Max 18-25% per annum
Service fee ₱200 - ₱2,000
Loan requirements Filipino citizens, 18 years of age or older
Payment support Loan disbursement on the same day
5
1988
0
ULend
Loan amount 2.000 to 50.000 PHP
Loan term 91 to 365 days
Interest rate Maximum APR interest rate: 18.25%
Service fee Prices are transparent, with no hidden fees
Loan requirements Filipino citizens, 18 years of age or older
Payment support Loan disbursement on the same day
5
1975
0
Soluciones Loan
Loan amount P1.000 - P50.000
Loan term 91 – 185 days
Interest rate 3,5% – 24%
Service fee 2% - 4%
Loan requirements Have a bank account
Payment support Via Gcash wallet - Maya
5
1991
0
Dolo Loan
Loan amount ₱5,000 – ₱300,000
Loan term 91 days – 360 days
Interest rate 12% - 30%
Service fee Free
Loan requirements Borrowers must be 20 years of age or older
Payment support Gcash Wallet - Maya
5
1988
0
FIS Credit
Loan amount ₱5,000 – ₱200,000
Loan term 91 days – 180 days
Interest rate Fluctuating by 11.65%
Service fee 2% of the loan
Loan requirements As a Philippine citizen
Payment support Receive loan through bank account
5
1985
0
WalterCash
Loan amount From P1,000 to P40,000
Loan term Flexible loan terms from 91 to 360 days
Interest rate Annual Percentage Rate (APR) 20.66%
Service fee 2% of the approved loan amount
Loan requirements Filipino citizens with valid identification
Payment support Flexible repayment options supported within the app
5
1992
0
RLoanPro
Loan amount From PHP 5,000 to PHP 200,000
Loan term From 91 to 360 days, flexible based on your needs
Interest rate APR 33.1% per year, transparent and clearly disclosed
Service fees No service fees, no upfront deductions
Loan requirements Filipino citizens with a valid bank account
Repayment support Clear repayment schedule with installment options
5
1994
1
PesoMoney
Loan amount From ₱1,000 – ₱50,000
Loan term From 91 – 360 days
Interest rate Maximum interest rate 30% per year
Service fees Fees may apply, disclosed before confirmation
Eligibility 18+, valid Philippine ID required
Repayment Flexible terms, easy repayment options
5
1989
0
LoadCash
Loan Amount From ₱2,000 – ₱50,000
Loan Term From 91 days to 180 days
Interest Rate APR ranging from 10% to 20%
Service Fee Up to 10% of the loan amount
Eligibility Requirements Must be a Philippine citizen with a valid ID
Repayment Methods E-wallets and convenience stores
5
1989
0

Top Best Loan Apps

All
5
1
RLoanPro
  • Loan amount
    From PHP 5,000 to PHP 200,000
  • Loan term
    From 91 to 360 days, flexible based on your needs
  • Interest rate
    APR 33.1% per year, transparent and clearly disclosed
  • Service fees
    No service fees, no upfront deductions
  • Loan requirements
    Filipino citizens with a valid bank account
  • Repayment support
    Clear repayment schedule with installment options
5
0
EZLoan
  • Loan amoun
    ₱ 10,000 - ₱ 90,000
  • Loan term
    90 - 360 days
  • Fire Loan interest rate
    Maximum APR: 16% - 60%
  • Loan service fees
    Free for the first time
  • Registration requirements
    Must be 19 years of age or older
  • Payment support
    Pay online via bank transfer or Maya
5
0
FT Lending
  • Loan amoun
    ₱2,000 ~ ₱30,000
  • Loan term
    120 days ~ 180 days
  • Fire Loan interest rate
    Maximum APR: 36%
  • Loan service fees
    Free
  • Registration requirements
    Must be 19 years of age or older
  • Payment support
    Pay online via bank transfer or Maya
5
0
Snapera
  • Loan amoun
    ₱1,000 - ₱33,000
  • Loan term
    90-120 days
  • Fire Loan interest rate
    Maximum Annual Percentage Rate (APR): 36%
  • Loan service fees
    ₱600
  • Registration requirements
    I have a valid personal ID
  • Payment support
    Gcash - Maya