Credichola

Credichola Lending Company
5
1998
0
Icon Speed
Loan amount
From ZMW 100 to ZMW 20,000
Icon Speed
Loan term
From 91 - 180 days
Icon Fire
Interest rate
Up to 0.1% per day
Icon Hand
Service fee
Up to 0.3% per day
Icon Cashback
Eligibility
Legal citizen of Zambia, 18 years old or above
Icon Cashback
Disbursement
Fast disbursement
Credichola
Apply Now
Credich
Credichola
5
Version:
2.0.0
Support:
Android 7.0 and up
Updated Date:
Sep 1, 2025
Downloads:
500K+
Size:
19,4MB
Email:
[email protected]
Website:
https://cred.credichola.com
Working hours:
8:00 AM - 5:00 PM every day
Address:
Room 5, Floor 5, 502–505, Development House, Lusaka, Lusaka Province, Zambia

Information

Registration Operating Area
Zambia
Age Requirement for Registration
18 years old and above
Personal Income Requirement
Must have a stable monthly income
Phone Number Requirement
Valid Zambian phone number with Mobile Money support
Payment Method
Mobile Money
Document Requirement
Valid government-issued identification in Zambia
Initial Registration Loan Amount
From ZMW 100
First Loan Interest Rate
Up to 0.1% per day
New Customer Benefits
Simple process, fast approval, competitive interest rates
Loan Interest Rate
Up to 0.1% per day
Loan Limit
Up to ZMW 20,000
Loan Term
91 – 180 days
Approval Time
Fast approval shortly after application
Loan Service Fee
Up to 0.3% per day
Late Payment Fee
Applied according to the loan agreement and applicable laws

Credichola is a modern online lending platform in Zambia, helping you access funds conveniently. Here, customers can complete everything on their phones, easily apply for loans online, and receive money immediately into their mobile wallet.

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Credichola App is designed to simplify the loan process, allowing users to access personal loans as conveniently as possible without complicated procedures. The loan application steps are as follows:

Step 1: Download and install the Credichola app, create an account using basic personal information.

Step 2: Choose a suitable loan amount and repayment period, and complete verification quickly.

Step 3: The loan is approved, and the money will be transferred directly to your mobile wallet.

Credichola App uses big data technology and an intelligent risk control system to accurately assess credit, while absolutely protecting customer privacy, delivering high-quality and reliable online lending services.

Credichola provides unsecured loan services and operates on a high-security platform. In particular, the app does not access your contacts or photo library on your device.

See more:

Loan Calculator

Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000 $
Interest
70 000 $
Total Repayment
10 070 000 $
Annual Interest Rate
18 %
Apply Now

Number of Loans

Author: Wena Rose De Leon
5
5
I am Wena Rose De Leon, a content specialist in personal finance and credit. With many years of professional experience and in-depth research into online lending models, I am committed to delivering accurate, easy-to-understand, and highly practical information about online loan platforms. My goal is to be a trusted companion, helping you access fast, transparent, and suitable borrowing solutions so you can make smarter and safer financial decisions.

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