SmoothCash

NORTHWEST CREDIT LIMITED
5
1995
0
Icon Speed
Loan amount
From 300 ZMW to 5,000 ZMW
Icon Speed
Loan term
From 90 – 360 days
Icon Fire
Interest rate
From 15% - 70% per year
Icon Hand
Service fee
May include origination and approval fees
Icon Cashback
Eligibility
18+ years old, stable income, valid ID
Icon Cashback
Disbursement
Fast disbursement within the day
SmoothCash
Apply Now
Smoothcx
SmoothCash
5
Version:
1.0.1.3
Support:
Android 7.0 and up
Updated Date:
Mar 16, 2026
Downloads:
100K+
Size:
27,3MB
Email:
[email protected]
WhatsApp:
+260 972 414 772
Website:
https://www.smoothcash.online
Working hours:
9:00 AM - 7:00 PM (Weekdays)
Address:
Plot 701, Lilayi estate, Lusaka Province, Zambia

Information

Registered operating area
Zambia
Registration age requirement
Applicants must be 18 years old or above
Personal income requirement
Stable income or active employment required
Personal phone number
Valid and active mobile phone number
Repayment method
Online repayment via supported digital payment channels
ID requirements
Valid government-issued identification required
First-time loan amount
From 300 ZMW, based on credit evaluation
First-time loan interest rate
APR ranges from 15% to 70%
New user benefits
Flexible limits and fast approval for first-time borrowers
Loan interest rate
APR 15% – 70%, depending on loan terms and profile
Loan amount limit
From 300 ZMW to 5,000 ZMW
Loan term
From 90 – 360 days
Approval time
Fast review, usually within minutes
Loan service fees
May include origination and approval fees, disclosed upfront
Late payment fees
Late fees may apply according to loan agreement

SmoothCash is designed to simplify and optimize the entire loan process in Zambia. The app features an intelligent system and easy operation, allowing you to apply for a loan online in just a few minutes and receive money quickly. Take control of your finances and reach your goals more easily than ever.

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Why choose the SmoothCash App?

  • Ultra-fast disbursement — receive money in just 5 minutes
  • Extremely simple loan registration procedures, no complicated paperwork
  • Borrow money online anytime, anywhere, directly on your phone 24/7

Your personal information is used only for loan verification purposes and to support the repayment process. Smooth Cash App commits to not sharing data with third parties without your consent. All data is protected with the highest level of security.

Install Smooth Cash from Google Play on your phone. Register today to receive loan incentives for first-time users. For support or consultation, please comment under the post, and we will provide the best assistance.

See more:

Loan Calculator

Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000 $
Interest
70 000 $
Total Repayment
10 070 000 $
Annual Interest Rate
18 %
Apply Now

Number of Loans

Author: Sabiha Sathi
5
5
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.

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