Afrimula
Information
Afrimula is an online microloan application under AFRIMULA SOLUTIONS LIMITED, built to provide simple, transparent, and easily accessible financial solutions for people in Zambia. Operating on the Google Play platform, installing the app on your phone is very easy.

Afrimula has a simple registration process and clear terms, helping users access flexible short-term loans suitable for daily expenses or unexpected situations. All information about interest rates, loan terms, and repayment amounts is displayed before confirmation, enabling customers to make informed decisions.
Outstanding benefits of the Afrimula App
- Fast registration, simplified procedures, only requiring essential information.
- Transparent terms, with interest rates, loan amounts, and repayment dates clearly displayed.
- Flexible short-term loans, suitable for urgent needs and everyday spending.
- Responsible lending, fully disclosing all fees and committing to no hidden charges.
Afrimula App aims toward a responsible lending model, placing trust and user experience as top priorities. Wishing everyone a successful loan application.
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Loan Calculator
Number of Loans
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Loan AmountFrom ZMW 100 – ZMW 5,000
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Loan TermFrom 91 – 120 days
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Interest RateDaily interest rate 0.03% – 0.076%
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Loan Service FeeService fee up to 1% of the loan amount
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Eligibility RequirementsOver 18 years old, stable income
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Repayment SupportPayment via bank transfer or e-wallet
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Loan AmountFrom 300 ZMW – 5,000 ZMW
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Loan TermFrom 121 days – 365 days
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Interest RateFrom 16.71% - 23.31% per year
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Service FeeService fee 1% of the loan amount
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Eligibility RequirementsResidents of Zambia, Age between 21 and 65
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Payment SupportPay via Nguzu Advanced App
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Loan AmountFrom 5,000 ZMW to 50,000 ZMW
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Loan TermFrom 180 to 360 days
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Interest RateFrom 44.165% to 85%
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Service FeesNo registration fees
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EligibilityNo collateral or guarantor required
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Repayment SupportMonthly installment payments
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Loan AmountFrom 1,500 ZMW to 10,000 ZMW
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Loan Terminimum 100 days – Maximum 330 days
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Interest RateCompetitive rates starting from 12%
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Service FeesNo hidden fees, 100% free
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Eligibility RequirementsZambian citizens or residents aged 20–65
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Repayment SupportPayment via bank transfer and e-wallets
