iBatFasta
Information
iBatFasta is a modern online lending service designed to meet the urgent financial needs of people in Zambia. Through a fully digital platform, users can apply for and receive loans in a short time, with no paperwork, no complicated procedures, and no waiting.
With just a valid e-wallet, iBatFasta’s intelligent system automatically analyzes your information and disburses the funds immediately after approval. We prioritize transparency, data security, and customer experience, delivering a convenient and reliable financial lending solution in Zambia.

Simple Loan Process in Just 3 Steps
Step 1: Register Sign up using your Zambian phone number to create an account.
Step 2: Submit Information Quickly fill in the required basic information. Our smart system will automatically process your application.
Step 3: Receive Funds Once approved, the loan amount will be transferred directly to your e-wallet. Timely repayment helps improve your credit score and increases your borrowing limit in the future.
Why Choose iBatFasta?
- 100% online loan application
- No collateral required
- Advanced encryption technology to protect your data
- 24/7 access to manage your loan anytime, anywhere
- Optimized design tailored for users in Zambia
See More:
Loan Calculator
Number of Loans
Top Best Loan Apps
All
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Loan AmountFrom ZMW 100 – ZMW 5,000
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Loan TermFrom 91 – 120 days
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Interest RateDaily interest rate 0.03% – 0.076%
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Loan Service FeeService fee up to 1% of the loan amount
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Eligibility RequirementsOver 18 years old, stable income
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Repayment SupportPayment via bank transfer or e-wallet
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Loan AmountFrom 300 ZMW – 5,000 ZMW
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Loan TermFrom 121 days – 365 days
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Interest RateFrom 16.71% - 23.31% per year
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Service FeeService fee 1% of the loan amount
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Eligibility RequirementsResidents of Zambia, Age between 21 and 65
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Payment SupportPay via Nguzu Advanced App
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Loan AmountFrom 5,000 ZMW to 50,000 ZMW
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Loan TermFrom 180 to 360 days
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Interest RateFrom 44.165% to 85%
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Service FeesNo registration fees
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EligibilityNo collateral or guarantor required
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Repayment SupportMonthly installment payments
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Loan AmountFrom 1,500 ZMW to 10,000 ZMW
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Loan Terminimum 100 days – Maximum 330 days
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Interest RateCompetitive rates starting from 12%
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Service FeesNo hidden fees, 100% free
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Eligibility RequirementsZambian citizens or residents aged 20–65
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Repayment SupportPayment via bank transfer and e-wallets
