Peony Money
Loan amount
From 1,500 ZMW to 15,000 ZMW
Loan term
From 120 – 360 days
Interest rate
Monthly 1% – 3%; Annual 12% – 36%
Service fee
Calculated transparently based on loan amount and term
Eligibility
Zambia legal resident, 20–65 years old, stable income, valid ID
Disbursement
Fast approval and quick disbursement after approval
Information
Registration Area
Zambia
Age Requirement
20 – 65 years old
Income Requirement
Stable source of income
Phone Number Requirement
Valid Zambian phone number
Repayment Method
Bank transfer or supported electronic payment methods
Document Requirement
Valid ID issued in Zambia
First-Time Loan Amount
From 1,500 ZMW
First-Time Loan Interest Rate
1% – 3% per month
New Customer Benefits
Opportunity to enjoy lower interest rates with on-time repayment
Loan Interest Rate
12% – 36% per year, maximum 36%
Loan Limit
Up to 15,000 ZMW
Loan Term
120 – 360 days
Approval Time
Fast review after completing the application
Loan Service Fee
Calculated transparently based on loan amount and term
Late Payment Fees
May apply according to policy and will be clearly disclosed
Peony Money provides convenient, transparent, and secure credit loan services in Zambia. The app helps you easily access suitable financial resources for personal needs. The registration process is optimized to save time, with fast review and a high approval rate.

Why choose the Peony Money App?
- Simple procedures, clear process
- Fast review, no long waiting time
- High approval rate, priority for new customers
- Absolute customer information security
At PeonyMoney, customers who repay on time enjoy lower interest rates for their next loan. In addition, customers who borrow regularly through the app are always given priority and the best support.
PeonyMoney App hopes to accompany you in solving your financial needs conveniently and with peace of mind. If you are satisfied with the products of MBONGO MICROFINANCE LIMITED, do not hesitate to share Peony Money with your friends and relatives.
See more:
Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Wena Rose De Leon
I am Wena Rose De Leon, a content specialist in personal finance and credit. With many years of professional experience and in-depth research into online lending models, I am committed to delivering accurate, easy-to-understand, and highly practical information about online loan platforms. My goal is to be a trusted companion, helping you access fast, transparent, and suitable borrowing solutions so you can make smarter and safer financial decisions.
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