Sicicash
Loan amoun
UGX 30,000 – UGX 888,000
Loan term
91 to 360 days
Fire Loan interest rate
(APR): 36.5% – 45%
Loan service fees
UGX 200 - UGX 600
Registration requirements
As a citizen of Uganda
Payment support
Fast loan disbursement
Information
Registered Operating Area
Uganda
Age Requirement
Loan applicants must be 18 years old or above
Income Requirement
Must have a monthly income
Phone Number Requirement
Provide a personal phone number
Repayment Method
Fast repayment via e-wallet
ID Requirement
Must provide a valid personal ID
Initial Loan Amount
Maximum UGX 30,000
Initial Loan Interest Rate
First loan interest rate approximately 36.5%
New Customer Benefits
New customers may qualify for higher loan amounts
Loan Interest Rate
Annual interest rate from 36.5% – 45%
Loan Amount Range
UGX 30,000 – UGX 888,000
Loan Term
91 – 360 days
Approval Time
Loan approval within 15 minutes
Loan Service Fee
Service fee from UGX 200 – UGX 600
Late Payment Penalty
First late penalty: UGX 200 per day
Sicicash is a modern digital lending platform serving users across Uganda. Whether you need funds for travel, shopping, emergency expenses, or daily living costs, Sicicash provides a safe – fast – reliable loan solution, allowing you to access financial support anytime, anywhere using just your smartphone. The approval process is completed in a short time, and the loan is disbursed immediately after approval.

Key Advantages of Sicicash
- No credit history required, no collateral needed
- Fast approval process, completed in just a few minutes
- Ultra-fast disbursement, within 1 minute after approval
- Paperless, 100% online process – apply anytime, 24/7
- Increasing loan limits when you maintain a good repayment history
How to Apply for a Loan
- Download the Sicicash app from Google Play
- Register an account using your mobile phone number
- Receive quick approval and get funds transferred directly to your bank account or e-wallet
See more
Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Sabiha Sathi
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.
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