Zedloan
Information
Zedloan is currently one of the newest and best online lending applications in Zambia, providing fast and transparent access to funds. With just a few steps on your mobile phone, you can apply for a loan, get approved, and receive money directly into your e-wallet without complicated paperwork or collateral. We deliver a convenient borrowing experience suitable for both short-term and medium-term financial needs, with clear costs shown from the beginning.
Data Security Commitment
Zedloan applies bank-level 256-bit encryption technology to protect all users’ personal information and transactions. Data is processed securely, anonymized, and never disclosed to unauthorized third parties. We do not only provide loans but also long-term financial peace of mind for you.

How Zedloan Works
Step 1: Download the Zedloan app from the app store and create an account using your phone number and basic personal information
Step 2: Complete identity and income verification directly on the app, with no paperwork or in-person meetings required
Step 3: Choose the loan amount and repayment term that suit your needs
Step 4: Zedloan’s intelligent system evaluates your application and notifies you of the result in a short time
Step 5: The loan is disbursed directly to your e-wallet immediately after approval
Step 6: Track your repayment schedule and make payments directly in the app, with support for early repayment at no additional cost
See More:
Loan Calculator
Number of Loans
Top Best Loan Apps
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Loan AmountFrom ZMW 100 – ZMW 5,000
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Loan TermFrom 91 – 120 days
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Interest RateDaily interest rate 0.03% – 0.076%
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Loan Service FeeService fee up to 1% of the loan amount
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Eligibility RequirementsOver 18 years old, stable income
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Repayment SupportPayment via bank transfer or e-wallet
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Loan AmountFrom 300 ZMW – 5,000 ZMW
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Loan TermFrom 121 days – 365 days
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Interest RateFrom 16.71% - 23.31% per year
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Service FeeService fee 1% of the loan amount
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Eligibility RequirementsResidents of Zambia, Age between 21 and 65
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Payment SupportPay via Nguzu Advanced App
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Loan AmountFrom 5,000 ZMW to 50,000 ZMW
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Loan TermFrom 180 to 360 days
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Interest RateFrom 44.165% to 85%
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Service FeesNo registration fees
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EligibilityNo collateral or guarantor required
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Repayment SupportMonthly installment payments
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Loan AmountFrom 1,500 ZMW to 10,000 ZMW
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Loan Terminimum 100 days – Maximum 330 days
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Interest RateCompetitive rates starting from 12%
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Service FeesNo hidden fees, 100% free
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Eligibility RequirementsZambian citizens or residents aged 20–65
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Repayment SupportPayment via bank transfer and e-wallets
