Kenya
Update: 16/01/2026
12 Optional
Loan amoun
KES 5,000 - KES 5,000.00
Loan term
From 91 to 360 days
Fire Loan interest rate
Maximum annual interest rate of 24%
Loan service fees
KES 800
Registration requirements
I am a Kenyan citizen
Payment support
M-PESA
1976
0
Loan amoun
Ksh 1,000 - Ksh 60,000
Loan term
91 - 360 days
Fire Loan interest rate
(APR): 18% - 36%
Loan service fees
Ksh 1000
Registration requirements
18 years old
Payment support
Online payment
1972
0
Loan amoun
KSh 1,000 - KSh 100,000
Loan term
61 days - 122 days
Fire Loan interest rate
30%
Loan service fees
They take about 2.1% of the account
Registration requirements
Just be Kenyan
Payment support
Online payment or M-PESA
1985
0
Loan amoun
KES 2.000 to KES 90,000
Loan term
91 to 210 days
Fire Loan interest rate
(APR) up to 19%
Loan service fees
Free for first-time borrowers
Registration requirements
You just need to be 18 years old
Payment support
Payment via registered bank account
1985
0
Loan Amount
Credit limit from 6,000 KSH to 40,000 KSH
Loan Duration
Flexible repayment period from 100 days to 300 days
Interest Rate
Annual interest rate ranging from 13% to 29%
Service Fee
No fixed service fee disclosed
Eligibility Requirements
Kenyan citizens aged 18 years and above
Repayment Support
Flexible repayment options; full repayment allowed anytime
2004
0
Loan Amount
Up to 50,000 KES
Loan Term
From 3 - 60 months
Interest Rate
Up to 24% per year
Service Fees
May apply, shown in the app
Eligibility
18+, valid Kenya ID, M-PESA
Repayment & Disbursement
Via M-PESA
2012
0
Loan Amount
From KSh 500 – 150,000
Loan Term
From 61 – 180 days
Interest Rate
APR 36.5%, approx - 103.5% per year
Service Fees
0 KSh (no processing fees)
Eligibility
Kenyan citizens with valid ID and M-Pesa
Repayment Support
Easy repayment via M-Pesa
2003
0
Loan Amount
From 15,000 Ksh to 100,000 Ksh
Loan Term
From 180 days to 360 days
Interest Rate
APR from 40.15% to 84.75%
Service Fees
No hidden fees
Eligibility
Kenyan citizens, over 18 years of age.
Repayment Support
Diverse loan repayment options
2010
0
Loan amoun
KES 1,000–50,000
Loan term
91 to 180 days
Loan interest rate
Fluctuating between 15% and 35% per year.
Loan service fees
3.2% of the loan limit
Registration requirements
Must be old enough to register
Payment support
M-PESA Wallet and Bank Account
2011
0
Loan Amount
From 1,000 KES – 90,000 KES
Loan Term
From 91 – 360 days
Interest Rate
APR from 14% to 30%
Service Fees
No hidden fees, 100% free
Eligibility Requirements
Aged 20–60, valid national ID, M-PESA
Repayment Support
Disbursement and repayment via M-PESA
2005
0
Loan amoun
1.000 KSh – 900.000 KSh
Loan term
91 – 360 days
Loan interest rate
From 12% to 36% APR
Loan service fees
Free for first-time registration
Registration requirements
From 18 years of age and older
Payment support
Gcash - M-Pesa
2018
0
Loan Amount
From 5,000 Ksh to 500,000 Ksh
Loan Term
Flexible from 91 days to 180 days
Interest Rate
APR from 16% to 34%
Service Fees
Transparent fees with no hidden charges
Eligibility Requirements
Kenyan citizens aged 18 to 55
Repayment Support
Easy repayment via M-Pesa
2006
0
Top Best Loan Apps
All
0
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Loan AmountFrom 1,000 KES to 150,000 KES
-
Loan TermFrom 61 to 91 days
-
Interest RateAPR from 18.5% to 65.5%
-
Service FeeTransparent fees, no hidden charges
-
EligibilityKenyan citizens aged 18+, valid ID
-
Repayment SupportFlexible repayment via M-Pesa
0
-
Loan AmountFrom 5,000 Ksh to 500,000 Ksh
-
Loan TermFlexible from 91 days to 180 days
-
Interest RateAPR from 16% to 34%
-
Service FeesTransparent fees with no hidden charges
-
Eligibility RequirementsKenyan citizens aged 18 to 55
-
Repayment SupportEasy repayment via M-Pesa
0
-
Loan amoun1.000 KSh – 900.000 KSh
-
Loan term91 – 360 days
-
Loan interest rateFrom 12% to 36% APR
-
Loan service feesFree for first-time registration
-
Registration requirementsFrom 18 years of age and older
-
Payment supportGcash - M-Pesa
0
-
Loan amounKES 1,000–50,000
-
Loan term91 to 180 days
-
Loan interest rateFluctuating between 15% and 35% per year.
-
Loan service fees3.2% of the loan limit
-
Registration requirementsMust be old enough to register
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Payment supportM-PESA Wallet and Bank Account