Bear Kash
Loan amoun
UGX 200,000; Max amount: UGX 1,000,000
Loan term
120days-180days
Fire Loan interest rate
(APR): 15%-32%
Loan service fees
Free
Registration requirements
I have a personal phone number
Payment support
Payment via e-wallet
Bear Kash
Information
Registered Operating Area
The service currently supports users in Uganda
Age Requirement
Applicants must be between 20 and 65 years old
Income Requirement
A minimum monthly income of UGX 2,000 is required
Phone Number Requirement
Borrowers must own a valid personal phone number
Repayment Method
Quick and convenient repayment via banks or nationwide convenience stores
ID Requirement
A valid personal ID is required for verification
Initial Loan Amount
The maximum initial loan amount is UGX 200,000
Initial Loan Interest Rate
The starting interest rate is approximately 15.5%
New Customer Benefits
New users have access to flexible loan limits
Loan Interest Rate
Annual interest rates range from 36.5% to 45%
Loan Amount Range
Minimum: UGX 200,000; Maximum: UGX 1,000,000
Loan Term
Loan duration ranges from 120 to 180 days
Approval Time
Loan applications are processed and approved within approximately 15 minutes
Loan Service Fee
Service fees range from UGX 200 to UGX 600
Late Payment Penalty
Late payment fees apply according to the loan agreement
Bear Kash is a flexible financial solution designed to provide short-term support, helping you cover unexpected expenses between now and your next payday. The product allows you to quickly handle urgent financial needs without disrupting your personal financial plans. Its key advantage lies in the repayment mechanism before the next salary period, which helps avoid negative impacts on the borrower’s credit profile.
- Examples of Total Loan Costs at Bear Kash
- Loan of UGX 200,000, term: 120 days, APR 15%
- Service fee: 200,000 × 15% ÷ 2 = UGX 12,000
- Total amount payable: UGX 172,000
- Loan of UGX 1,000,000, term: 180 days, APR 32%
- Service fee: 1,000,000 × 32% ÷ 2 = UGX 160,000
- Total amount payable: UGX 1,160,000
Benefits of Using the Bear Kash App
- Completely free registration
- Fast processing and instant disbursement
- Helps improve personal financial balance
Simply register using your mobile phone number. The system will quickly verify your information, making it easy to complete your application and conveniently access the funds.
See more
Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Sabiha Sathi
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.
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