Nigeria
Update: 29/01/2026
12 Optional
Loan amount
₦8,000 - ₦500,000
Loan term
91 to 180 days
Interest rate
Annual Interest Rate (APR): 10% - 33%
Service fee
Around ₦1,000
Requirements
Have a valid bank account
Loan disbursemen
Loan disbursement within 30 minutes
1974
0
Loan amount
₦2,000 - ₦200,000
Loan term
90 - 360 days
Interest rate
From 28%-30%
Service fee
Free
Requirements
It has a registered phone number
Loan disbursemen
Fast loan disbursement
1972
0
Loan amount
₦ 10,000 up to ₦ 200,000
Loan term
90 to 365 days
Interest rate
from 0.04% to 0.09%
Service fee
0% to 3%
Requirements
Applicants must be Nigerian citizens
Loan disbursemen
Loan disbursement on the same day
1972
0
Loan amount
₦ 5,000 to ₦ 500,000
Loan term
Minimum 61 days and maximum 180 days
Interest rate
Maximum annual percentage rate 35%
Service fee
2.5% of the loan amount
Requirements
You must be 19 years old to be eligible for a loan
Loan disbursemen
Disbursement via your bank account
1971
0
Loan amount
From 5,000 NGN to 500,000 NGN
Loan term
91 to 365 days, flexible repayment options
Interest rate
Monthly rate up to 4%, APR 8%–35%
Service fee
0%–12%, fully transparent, no hidden fees
Eligibility
Applicants must be 18+, Nigerian citizens
Disbursement
The money was disbursed within 30 minutes
1971
0
Loan amount
₦10,000 - ₦500,000
Loan term
90 days
Interest rate
21% per year
Service fee
₦600 - ₦1,000
Requirements
Old enough to apply for a loan
Loan disbursemen
Disbursement of loan through the bank
1973
0
Loan amount
From ₦5,000 - ₦500,000
Loan term
From 91 - 180 days
Interest rate
From 12% to 33% per year
Service fee
No hidden fees
Eligibility
18+, with a valid bank account
Disbursement
After successful approval
1972
0
Loan amount
From ₦5,000 – ₦200,000
Loan term
From 90 – 360 days
Interest rate
Up to 30% per year
Service fee
May apply depending on loan
Eligibility
Ages 20–60, Nigerian citizens
Disbursement
Fast transfer to registered bank card
1972
0
Loan amount
₦10,000 – ₦1,000,000
Loan term
91 days to 365 days
Interest rate
5% – 36% per annum
Service fee
1% – 5% of loan amount
Requirements
19 years old
Loan disbursemen
Disbursement via bank account
1975
0
Loan amount
Up to 1,000,000 NGN
Loan term
From 91 to 365 days
Interest rate
From 12% to 36% per year
Service fee
No service fees
Requirements
Nigerian residents, 18 years
Loan disbursement
Bank transfer
1975
0
Loan amount
₦5,000 - ₦300,000
Loan term
91 Days - 365 Days
Fire Loan interest rate
8% - 36% APR
Loan service fees
0 - ₦1,000
Registration requirements
20 years old
Payment support
Payment via bank account
1979
0
Loan amount
From ₦4,000 to ₦2,000,000.
Loan term
Repayment required from 91 days to 12 months
Fire Loan interest rate
APR from 24% to 260% per annum
Loan service fees
4% of the loan
Registration requirements
For customers aged 18 and above
Payment support
Convenient online payment
1986
0
Top Best Loan Apps
All
0
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Loan amountUp to 1,000,000 NGN
-
Loan termFrom 91 to 365 days
-
Interest rateFrom 12% to 36% per year
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Service feeNo service fees
-
RequirementsNigerian residents, 18 years
-
Loan disbursementBank transfer
0
-
Loan amoun₦300,000 - ₦800,000
-
Loan term91 to 210 days
-
Fire Loan interest rateAnnual Percentage Rate (APR): 10.95% to 18.25%
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Loan service fees300 Naira
-
Registration requirementsAs a citizen residing in Nigeria
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Payment supportBank transfer
0
-
Loan amoun10,000 – ₦1,500,000
-
Loan termFrom 90 days up to 720 days
-
Fire Loan interest rateAPR: 80.3% – 87% annually
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Loan service fees₦1000
-
Registration requirementsProvide your personal phone number
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Payment supportOnline payment
0
-
Loan amoun₦20,000 - ₦300,000
-
Loan term61 - 360 days
-
Fire Loan interest rateMaximum annual interest rate：30%
-
Loan service feesApproximately ₦800
-
Registration requirementsThe borrower must be a Nigerian citizen
-
Payment supportPayment via bank account